A homeowners insurance is a very important type of insurance for people who owns and takes care of all utility maintenance at home. However, home insurance is not protecting homeowners as well as it did before. Today, insurance companies gave grown thick and are refusing to write new policies for homeowners whom they think are posing a great liability.
If your current insurer rejects your request to renew your homeowner’s insurance policy, do not panic. Keep in mind that the insurance companies are still doing business at the end of the day, so competition is still one of its weaknesses. Most likely there are more than one insurers in your area, and they would love to take you on board.
Ask your friends or your neighbors from which company they got their homeowners insurance policy from. To be sure, check the internet for insurance companies in your area. For all you know, your state has hundreds of insurers that you are not aware of.