Is there really nothing but advantages when it comes to items like homeowners insurance? Does it really mean that when you get a coverage for a series of eventualities, that would mean that you would be entitled to a claim automatically and if nothing happens, would that mean that you would not have a big problem at all with making sure that you would be able to sleep in the knowledge that everything is sound and secure. Well, not really. As you should know, companies that issue insurance quotes have to make sure that they keep things abreast and that they have to ensure that nothing bad is going to happen. When it comes right down to it, they would be stingy with the money and you may not get all of it when you make the right claims for the insurance quotes and they would not want to part with that cash.